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Service category: Finance & Law


Ryman Healthcare Limited is a New Zealand retirement village and rest home operator. It is listed on the New Zealand Stock Exchange and is one of the largest companies listed on the NZX 50 Index.

Ryman Healthcare has 34 operational villages across New Zealand and two in Melbourne is developing another eight villages in Victoria, Australia. Its name is a portmanteau of its two founders, John Ryder and Kevin Hickman, who founded the company in 1984.

As at July 2020, Ryman Healthcare has a market capitalisation of over $6.5 Billion NZD. It has not had to raise capital since its IPO in 1999, funding all its development from operational cash-flows.

Ryman's business model is a mixture of property development and healthcare services. It operates on a "deferred management fees" model where the village resident pays for a lifetime occupancy use of their apartment or unit, and upon moving out, the resident or their estate receives a lesser sum back for their unit, capped at 20% deducted if over a five year period.

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